A Merchant Cash Advance is a flexible alternative to traditional small business financing. It might also be called credit card receivable funding, credit card factoring or a business cash advance, depending on the provider or the person or forum talking about the product. While this might be called many things, a Merchant Cash Advance is the most common reference to this funding product.In a nutshell, a Merchant Cash Advance is a really unique funding product allowing small business owners to access working capital now by selling their future credit card sales.A Merchant Cash Advance is unique, but it is not hard to understand.If your business accepts credit cards, you might be able to use your future sales to access working capital.A Merchant Cash Advance is not a loan. It is a purchase and sale…customers sell Merchant Cash Advance providers a portion of their future credit and signature-based debit card sales in exchange for immediate access to business capital.This is a financial option that can offer many advantages to a small business owner.You can spend the money for any business purpose. You don’t need personal collateral. There are no checks to write. Everything is automatically handled by the credit card processor. You pay back the balance by processing regular credit and signature-based debit card sales. It is quick and easy when compared to other financial options.Perhaps the most unique benefit is that there is no set maturity date, no pre-set payment amount. The amount collected aligns with your business’ credit card sales. The more you earn, the higher the payment amount. During slower periods, the amount declines.Do you know of any other financial obligation that aligns payment amounts with your sales volume? Does your landlord decrease your rent because sales are down this month? Does your bank adjust your loan payment to match your business’ seasonality? No. So you can see how using the flexible structure of a Merchant Cash Advance can be used to help manage your business’ cash flow.Isaac D. SternDirector of Sales and Marketing
Yellowstone Capital LLC.
PH: 800-955-2411 X 60
Direct Line/Fax 347-269-3460
Cell: 917-743-8369
Email: Isaac@Ezbusinesscashadvance.com
WWW.Ezbusinesscashadvance.com
Saturday, July 18, 2009
Saturday, November 29, 2008
RESTAURANT CASH ADVANCE
The unique program we offer business owners like you where we provide immediate working capital in the form of a cash advance. The great thing about our product is that unlike a bank
· There are no personal guarantees for repayment.
· No liens on your home or business.
· No fixed payments.
· It doesn’t show on your credit report.
· And we can get you the cash in as little as 7 business days.
· And you never have to guarantee a minimum monthly payment!!!
The way it works is really unique. We give you a cash advance based on your Visa/MasterCard Business and the way you pay us back is through a small percentage of your future Visa / MasterCard transactions. There is no interest rate on our product. It’s an advance, not a loan. We charge a one-time flat fee.
Here’s how it works: let’s say hypothetically we gave you $10k and we were taking 15% of your credit card transactions. If a customer came into your store and swiped their card for $100, then in this case, 15% or $15 would come to the lender and go towards your remaining balance -the rest ($85) goes to you. You keep 100% of all cash and check sales and only repay through a percentage of credit card sales.
This just keeps on going until your account is settled.
The great thing about this arrangement is that we only get paid when you make a sale. So if you have a slow month, an emergency or some unexpected event, you don’t have to worry, because your balance never gets higher. Since we charge a one time fee up front and we don’t have an accruing interest rate, you’re not penalized for taking longer to pay back. For example, if we you owed us $10k on our 6 month plan and for some reason it took you 16 months to repay, you’re still only paying $10k. Our product is truly intended to be a business friendly working capital tool that will work with your business.
The great thing about EZ Business Cash Advance is that there are no fixed payments. We simply receive an agreed upon percentage of your Visa/MasterCard sales until the advance has been paid. If for example that percentage is 15% and your customer makes a $100 purchase with their v/m, we get $15.00 from that sale. This simple process is repeated until the balance is paid….usually within 6 to 8 months.
· There are no personal guarantees for repayment.
· No liens on your home or business.
· No fixed payments.
· It doesn’t show on your credit report.
· And we can get you the cash in as little as 7 business days.
· And you never have to guarantee a minimum monthly payment!!!
The way it works is really unique. We give you a cash advance based on your Visa/MasterCard Business and the way you pay us back is through a small percentage of your future Visa / MasterCard transactions. There is no interest rate on our product. It’s an advance, not a loan. We charge a one-time flat fee.
Here’s how it works: let’s say hypothetically we gave you $10k and we were taking 15% of your credit card transactions. If a customer came into your store and swiped their card for $100, then in this case, 15% or $15 would come to the lender and go towards your remaining balance -the rest ($85) goes to you. You keep 100% of all cash and check sales and only repay through a percentage of credit card sales.
This just keeps on going until your account is settled.
The great thing about this arrangement is that we only get paid when you make a sale. So if you have a slow month, an emergency or some unexpected event, you don’t have to worry, because your balance never gets higher. Since we charge a one time fee up front and we don’t have an accruing interest rate, you’re not penalized for taking longer to pay back. For example, if we you owed us $10k on our 6 month plan and for some reason it took you 16 months to repay, you’re still only paying $10k. Our product is truly intended to be a business friendly working capital tool that will work with your business.
The great thing about EZ Business Cash Advance is that there are no fixed payments. We simply receive an agreed upon percentage of your Visa/MasterCard sales until the advance has been paid. If for example that percentage is 15% and your customer makes a $100 purchase with their v/m, we get $15.00 from that sale. This simple process is repeated until the balance is paid….usually within 6 to 8 months.
Tuesday, August 19, 2008
WWW.EZCASHADVANCENOW.COM
What is a CASH ADVANCE?A Cash Advance provides small business owners additional working capital. This is achieved by EZ Cash Advance purchasing a certain amount of a business’s credit card sales transactions.
How does it work?Small businesses can apply for unsecured funding of up to $500,000. The figure depends on the business’s needs and credit card sales. We will purchase a pre-determined amount of the business’s credit card sales volume and payments will be fixed percentages of future sales.
What can the Cash Advance be used for?There are absolutely no restrictions on what you can do with the cash advance. It can be used for common expenses like expansion, remodeling, and stocking up on inventory.
How do I qualify?It’s very easy. As long as your business accepts credit cards, then you qualify for unsecured cash advance.
How easy is it to get approved?It’s very easy to get approved. Apply online and get a cash advance approved in as short as 24 hours with very minimal documents!
How much does it cost to apply for a cash advance? Absolutely nothing! We offer a no-cost, no-obligation free quote when you apply.
When will I receive the funds?Once your application is approved, you will receive your funds in less than seven days.
I am currently with another financing company that provided me with a cash advance; can you still offer me money?Of course! We generally offer larger cash advances than our competitors, and can even pay off your existing advance.
What if I already have a business loan?We offer a cash advance, not a loan. As long as you meet our requirements, you can immediately get your funds and this will not affect your current loans.
I have bad credit, can I still qualify?Yes, you can. Since unsecured cash advances are based on your future sales and not your credit history, bad credit will not affect your application.
How do I pay back my cash advance?It is completely automated. A fixed percentage from your future credit card sales will be used to pay off your cash advance.
IDAAC D STERN
SENIOR FUNDING CONSULTANT
866-231-8707
WWW.EZCASHADVANCENOW.COM
How does it work?Small businesses can apply for unsecured funding of up to $500,000. The figure depends on the business’s needs and credit card sales. We will purchase a pre-determined amount of the business’s credit card sales volume and payments will be fixed percentages of future sales.
What can the Cash Advance be used for?There are absolutely no restrictions on what you can do with the cash advance. It can be used for common expenses like expansion, remodeling, and stocking up on inventory.
How do I qualify?It’s very easy. As long as your business accepts credit cards, then you qualify for unsecured cash advance.
How easy is it to get approved?It’s very easy to get approved. Apply online and get a cash advance approved in as short as 24 hours with very minimal documents!
How much does it cost to apply for a cash advance? Absolutely nothing! We offer a no-cost, no-obligation free quote when you apply.
When will I receive the funds?Once your application is approved, you will receive your funds in less than seven days.
I am currently with another financing company that provided me with a cash advance; can you still offer me money?Of course! We generally offer larger cash advances than our competitors, and can even pay off your existing advance.
What if I already have a business loan?We offer a cash advance, not a loan. As long as you meet our requirements, you can immediately get your funds and this will not affect your current loans.
I have bad credit, can I still qualify?Yes, you can. Since unsecured cash advances are based on your future sales and not your credit history, bad credit will not affect your application.
How do I pay back my cash advance?It is completely automated. A fixed percentage from your future credit card sales will be used to pay off your cash advance.
IDAAC D STERN
SENIOR FUNDING CONSULTANT
866-231-8707
WWW.EZCASHADVANCENOW.COM
Sunday, August 17, 2008
WWW.EZCASHADVANCENOW.COM
Cash Advance funding up to $5,000 to 1 mllion – Unsecured!
Are you a small business merchant? Look no further than EZ Cash Advance!
EZ Cash Advance is the industry leader in unsecured business loans for small to medium-sized business financing needs. Get an unsecured cash advance for your business approved in as little as 24 hours!
EZ Cash Advance Benefits:
Quick and simple process from application to approval
Get access to additional working capital in just seven days
Easy online application
Fast approval in less than 24 hours
Unsecured funding up to $500,000
No fees
A business cash advance is better than a cash loan. Here’s why:
Faster processing and approval with minimal document requirements
Bad credit can still be approved and accepted
Absolutely no financial risk involved
Cash advance is based solely on your average monthly credit card volume
No personal guarantee
No set payment terms
No collateral required
To qualify, your business must:
Have processed credit card transactions for over six months
Process at least 10 transactions a month
Have been operating for more than a year
Not be home-based
Have a monthly credit card volume of at least $5000
Have all prior bankruptcies resolved
Have at least one year remaining on your current lease
You don’t have to worry about paying off your cash advance. A small percentage of your credit card transactions will automatically pay off your cash advances.
Jumpstart your business today with a cash advance from EZ Cash Advance! Our friendly cash advance loan consultants will be more than happy to guide you through the process and answer any question you may have. We are committed to helping you meet your cash advance needs.
ISAAC D. STERN
SENIOR FUNDING CONSULTANT
866-231-8707
WWW.EZCASHADVANCENOW.COM
Are you a small business merchant? Look no further than EZ Cash Advance!
EZ Cash Advance is the industry leader in unsecured business loans for small to medium-sized business financing needs. Get an unsecured cash advance for your business approved in as little as 24 hours!
EZ Cash Advance Benefits:
Quick and simple process from application to approval
Get access to additional working capital in just seven days
Easy online application
Fast approval in less than 24 hours
Unsecured funding up to $500,000
No fees
A business cash advance is better than a cash loan. Here’s why:
Faster processing and approval with minimal document requirements
Bad credit can still be approved and accepted
Absolutely no financial risk involved
Cash advance is based solely on your average monthly credit card volume
No personal guarantee
No set payment terms
No collateral required
To qualify, your business must:
Have processed credit card transactions for over six months
Process at least 10 transactions a month
Have been operating for more than a year
Not be home-based
Have a monthly credit card volume of at least $5000
Have all prior bankruptcies resolved
Have at least one year remaining on your current lease
You don’t have to worry about paying off your cash advance. A small percentage of your credit card transactions will automatically pay off your cash advances.
Jumpstart your business today with a cash advance from EZ Cash Advance! Our friendly cash advance loan consultants will be more than happy to guide you through the process and answer any question you may have. We are committed to helping you meet your cash advance needs.
ISAAC D. STERN
SENIOR FUNDING CONSULTANT
866-231-8707
WWW.EZCASHADVANCENOW.COM
WWW.EZCASHADVANCENOW.COM
Cash Advance funding up to $5,000 to 1 mllion – Unsecured!
Are you a small business merchant? Look no further than EZ Cash Advance!
EZ Cash Advance is the industry leader in unsecured business loans for small to medium-sized business financing needs. Get an unsecured cash advance for your business approved in as little as 24 hours!
EZ Cash Advance Benefits:
Quick and simple process from application to approval
Get access to additional working capital in just seven days
Easy online application
Fast approval in less than 24 hours
Unsecured funding up to $500,000
No fees
A business cash advance is better than a cash loan. Here’s why:
Faster processing and approval with minimal document requirements
Bad credit can still be approved and accepted
Absolutely no financial risk involved
Cash advance is based solely on your average monthly credit card volume
No personal guarantee
No set payment terms
No collateral required
To qualify, your business must:
Have processed credit card transactions for over six months
Process at least 10 transactions a month
Have been operating for more than a year
Not be home-based
Have a monthly credit card volume of at least $5000
Have all prior bankruptcies resolved
Have at least one year remaining on your current lease
You don’t have to worry about paying off your cash advance. A small percentage of your credit card transactions will automatically pay off your cash advances.
Jumpstart your business today with a cash advance from EZ Cash Advance! Our friendly cash advance loan consultants will be more than happy to guide you through the process and answer any question you may have. We are committed to helping you meet your cash advance needs.
Isaac D. Stern
Senior Funding Consultant
866-231-8707
WWW.EZCASHADVANCENOW.COM
Are you a small business merchant? Look no further than EZ Cash Advance!
EZ Cash Advance is the industry leader in unsecured business loans for small to medium-sized business financing needs. Get an unsecured cash advance for your business approved in as little as 24 hours!
EZ Cash Advance Benefits:
Quick and simple process from application to approval
Get access to additional working capital in just seven days
Easy online application
Fast approval in less than 24 hours
Unsecured funding up to $500,000
No fees
A business cash advance is better than a cash loan. Here’s why:
Faster processing and approval with minimal document requirements
Bad credit can still be approved and accepted
Absolutely no financial risk involved
Cash advance is based solely on your average monthly credit card volume
No personal guarantee
No set payment terms
No collateral required
To qualify, your business must:
Have processed credit card transactions for over six months
Process at least 10 transactions a month
Have been operating for more than a year
Not be home-based
Have a monthly credit card volume of at least $5000
Have all prior bankruptcies resolved
Have at least one year remaining on your current lease
You don’t have to worry about paying off your cash advance. A small percentage of your credit card transactions will automatically pay off your cash advances.
Jumpstart your business today with a cash advance from EZ Cash Advance! Our friendly cash advance loan consultants will be more than happy to guide you through the process and answer any question you may have. We are committed to helping you meet your cash advance needs.
Isaac D. Stern
Senior Funding Consultant
866-231-8707
WWW.EZCASHADVANCENOW.COM
WWW.EZCASHADVANCENOW.COM
What is a CASH ADVANCE?A Cash Advance provides small business owners additional working capital. This is achieved by EZ Cash Advance purchasing a certain amount of a business’s credit card sales transactions.
How does it work?Small businesses can apply for unsecured funding of up to $500,000. The figure depends on the business’s needs and credit card sales. We will purchase a pre-determined amount of the business’s credit card sales volume and payments will be fixed percentages of future sales.
What can the Cash Advance be used for?There are absolutely no restrictions on what you can do with the cash advance. It can be used for common expenses like expansion, remodeling, and stocking up on inventory.
How do I qualify?It’s very easy. As long as your business accepts credit cards, then you qualify for unsecured cash advance.
How easy is it to get approved?It’s very easy to get approved. Apply online and get a cash advance approved in as short as 24 hours with very minimal documents!
How much does it cost to apply for a cash advance? Absolutely nothing! We offer a no-cost, no-obligation free quote when you apply.
When will I receive the funds?Once your application is approved, you will receive your funds in less than seven days.
I am currently with another financing company that provided me with a cash advance; can you still offer me money?Of course! We generally offer larger cash advances than our competitors, and can even pay off your existing advance.
What if I already have a business loan?We offer a cash advance, not a loan. As long as you meet our requirements, you can immediately get your funds and this will not affect your current loans.
I have bad credit, can I still qualify?Yes, you can. Since unsecured cash advances are based on your future sales and not your credit history, bad credit will not affect your application.
How do I pay back my cash advance?It is completely automated. A fixed percentage from your future credit card sales will be used to pay off your cash advance
ISAAC D. STERN
SENIOR FUNDING CONSULTANT
866-231-8707
WWW.EZCASHADVANCENOW.COM
How does it work?Small businesses can apply for unsecured funding of up to $500,000. The figure depends on the business’s needs and credit card sales. We will purchase a pre-determined amount of the business’s credit card sales volume and payments will be fixed percentages of future sales.
What can the Cash Advance be used for?There are absolutely no restrictions on what you can do with the cash advance. It can be used for common expenses like expansion, remodeling, and stocking up on inventory.
How do I qualify?It’s very easy. As long as your business accepts credit cards, then you qualify for unsecured cash advance.
How easy is it to get approved?It’s very easy to get approved. Apply online and get a cash advance approved in as short as 24 hours with very minimal documents!
How much does it cost to apply for a cash advance? Absolutely nothing! We offer a no-cost, no-obligation free quote when you apply.
When will I receive the funds?Once your application is approved, you will receive your funds in less than seven days.
I am currently with another financing company that provided me with a cash advance; can you still offer me money?Of course! We generally offer larger cash advances than our competitors, and can even pay off your existing advance.
What if I already have a business loan?We offer a cash advance, not a loan. As long as you meet our requirements, you can immediately get your funds and this will not affect your current loans.
I have bad credit, can I still qualify?Yes, you can. Since unsecured cash advances are based on your future sales and not your credit history, bad credit will not affect your application.
How do I pay back my cash advance?It is completely automated. A fixed percentage from your future credit card sales will be used to pay off your cash advance
ISAAC D. STERN
SENIOR FUNDING CONSULTANT
866-231-8707
WWW.EZCASHADVANCENOW.COM
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